AI-native clean-energy brokerage · a division of L&J Advisory

Finance the whole clean-energy project, not just the hardware.

Clean Finance arranges asset finance and business loans for commercial solar, batteries, EV fleets and efficiency upgrades. We built the brokerage around software rather than billable hours, so the free readiness check tells you whether your project is fundable and what a lender will want to see. Then we match you to the lender most likely to approve it and prepare the application.

Free once you register · no obligation · Australia-wide

A division of L&J Advisory
Software does the assessment, not billable hours
Banks, specialist and CEFC-backed lenders
Commission disclosed in writing
What we finance

Finance for the assets that cut your bills

We focus on commercial and industrial clean-energy projects, where the asset pays for itself and green lending is most competitive. Typical projects are $50,000 to $5 million.

Commercial solar

Rooftop and ground-mount solar systems for warehouses, factories, farms and offices.

Battery storage

Behind-the-meter batteries to store cheap power, cut peak charges and add resilience.

EV fleets & chargers

Electric vehicles, depot charging and fleet electrification for transport and logistics.

Efficiency upgrades

LED lighting, HVAC, refrigeration and retrofits that lower consumption and qualify for green finance.

Secured on the equipment

Asset finance

Chattel mortgage and equipment finance secured against the asset itself: solar systems, batteries, EVs and chargers. Usually the sharpest rates, and often the fastest approval.

For everything else

Business loans

The parts of a project asset finance can't secure: electrical and switchboard works, installation labour, efficiency retrofits, integration and other soft costs.

Most clean-energy projects stall because only the hardware is financeable. We arrange both, so you can fund the whole job rather than 70% of it.

How it works

From quote to settlement

Register once. The portal does the reading and checking, we handle the lender, and you approve each step.

Tell us about the project

Register, describe the project and upload the installer's quote. About five minutes, and free.

free · no obligation

Get your readiness check

The portal reads your quote and financials, checks them against current lender criteria, and tells you whether the project is fundable and what would need to change if it isn't.

usually same day

Match, apply and settle

We rank the lenders most likely to approve by cost and fit, prepare the application, and manage it through to settlement.

we do the paperwork
What it costs

There is no fee to you

A traditional broker bills for hours: the eligibility work, the chasing, the packaging. We built that work into software instead, which is the whole reason there is nothing to charge you for. Whatever the lender pays us when your loan settles is disclosed in writing before you sign.

The usual way

  • The readiness check Days of back-and-forth, sometimes billed as advice.
  • Preparing your application Manual work, charged as broker time.
  • What you pay An upfront or success fee, or a margin quietly added to your rate.
  • What you are told The rate. The commission is not always shown.

With Clean Finance

  • The readiness check Free. The portal assesses it against current lender criteria.
  • Preparing your application Automated, and included at no charge to you.
  • What you pay Nothing directly. A commission is paid by the lender when your loan settles.
  • What you are told The commission, in writing, before you sign anything.
Why Clean Finance

Why use a specialist

We check eligibility before you apply

Green loans have strict criteria: accredited equipment, efficiency thresholds, sector rules. We catch the gaps first, so you don't waste an application on a knock-back.

Matched on who will approve, not who advertises

We match across banks, specialist climate lenders and CEFC-backed finance, ranked by likelihood of approval and total cost.

Built as software, not billable hours

The reading, checking and packaging that a broker would normally charge for is done by the portal. That is why the check is free, and why we can work a $60,000 job as readily as a $2 million one.

Backed by L&J Advisory

Clean Finance is the clean-energy division of L&J Advisory (ABN 99 643 353 235), based in Chatswood, Sydney. Every deal comes with the lender commission disclosed up front.

Your data

What the software does, and what it does not

Being AI-native is the reason this costs you nothing. It should not mean you lose sight of how a decision was reached, so here is exactly how the portal uses what you give it.

You confirm every fact before it counts

Each fact the software takes from a document is shown back to you with the words it was read from. Nothing is assessed until you have confirmed it, and nothing reaches a lender until you say so. Your financials are never visible to the installer who referred you, which the database enforces rather than a policy.

The software reads. The rules decide.

AI extracts facts from your documents, such as your trading history or whether the premises are leased. It does not score you. The eligibility rules that produce the result are fixed, versioned and the same for every applicant, so an assessment can be explained and replayed long after the fact.

No trackers

This site loads no advertising or analytics scripts and hosts its own fonts. Your visit is not sold on. We are paid a commission by the lender when your loan settles, and we tell you what it is.

Questions

Frequently asked questions

What is Clean Finance?
Clean Finance is an AI-native Australian brokerage for renewable energy projects, a division of L&J Advisory. We arrange asset finance and business loans for commercial solar, battery storage, EV fleets and efficiency upgrades. Software does the reading and checking a broker would otherwise bill for, and we match each project to the lender most likely to fund it.
What can I finance?
Commercial and industrial clean-energy projects, typically $50,000 to $5 million, including solar systems, battery storage, EV fleets and chargers, and energy-efficiency upgrades and retrofits.
What's the difference between asset finance and a business loan?
Asset finance is secured against the equipment itself (solar systems, batteries, EVs and chargers) and usually offers the sharpest rates and fastest approval. A business loan covers what asset finance cannot secure: electrical and switchboard works, installation labour, efficiency retrofits and other soft costs. We arrange both, so the whole project can be funded rather than just the hardware.
How much does the readiness check cost?
Nothing. The readiness check is free once you have registered. You get an assessment of whether your project is fundable and what, if anything, is missing. We are paid a commission by the lender when a loan settles, and we disclose it.
Which lenders do you work with?
We match across major banks' green loan products, specialist climate and asset-finance lenders, and CEFC-supported finance, selecting by eligibility, approval likelihood and total cost for your specific project.
Does AI decide whether I get finance?
No. The software reads your documents and pulls out facts, such as how long you have traded or whether you own the premises. The rules that turn those facts into a result are fixed, versioned and identical for every applicant, and you confirm every fact before it is used. The lender makes the credit decision, as it always has. What the software changes is how long it takes to find out where you stand, and what it costs you to find out.
Are you available across Australia?
Yes. We serve businesses Australia-wide from our office in Chatswood, Sydney. We arrange commercial finance only, meaning business equipment and project finance, and we disclose the commission we receive on every deal.

Start your free readiness check

Register in a minute and find out whether your clean-energy project is fundable. No cost, no obligation, and you confirm everything before it counts.

Takes about a minute. You confirm your details on the next step.

  • Free to check, no card needed
  • We match and prepare; you approve every step
  • Nothing reaches a lender until you say so