AI-native clean-energy finance platform

Finance the whole project, not just the hardware.

Clean-energy asset finance and business loans for commercial solar, batteries, EV fleets and efficiency upgrades. The free readiness check tells you whether yours is fundable before you apply.

Free once you register · no obligation · Australia-wide

Five-minute assessment
Intelligence does the assessment, not billable hours
Banks, specialist and CEFC-backed lenders
Readiness result usually same day
What we finance

Finance for the assets that cut your bills

We focus on commercial and industrial clean-energy projects, where the asset pays for itself and green lending is most competitive. Typical projects are $50,000 to $5 million.

Commercial solar

Rooftop and ground-mount solar systems for warehouses, factories, farms and offices.

Battery storage

Behind-the-meter batteries to store cheap power, cut peak charges and add resilience.

EV fleets & chargers

Electric vehicles, depot charging and fleet electrification for transport and logistics.

Efficiency upgrades

LED lighting, HVAC, refrigeration and retrofits that lower consumption and qualify for green finance.

Secured on the equipment

Asset finance

Chattel mortgage and equipment finance secured against the asset itself: solar systems, batteries, EVs and chargers. Usually the sharpest rates, and often the fastest approval.

For everything else

Business loans

The parts of a project asset finance can't secure: electrical and switchboard works, installation labour, efficiency retrofits, integration and other soft costs.

Most clean-energy projects stall because only the hardware is financeable. We arrange both, so you can fund the whole job, not 70% of it.

How it works

From quote to settlement

Register once. The portal does the reading and checking, we handle the lender, and you approve each step.

Tell us about the project

Register, describe the project and upload the installer's quote.

five minutes · free

Get your readiness check

The portal checks your quote and financials against current lender criteria.

usually same day

Match, apply and settle

We rank the lenders most likely to approve, then handle the application.

we do the paperwork
What it costs

There is no fee to you

A traditional broker bills for hours: the eligibility work, the chasing, the packaging. We built that into software instead. Whatever the lender pays us when your loan settles is disclosed in writing.

The usual way

  • The readiness check Days of back-and-forth, sometimes billed as advice.
  • Preparing your application Manual work, charged as broker time.
  • What you pay An upfront or success fee, or a margin quietly added to your rate.
  • What you are told The rate. The commission is not always shown.

With C Finance

  • The readiness check Free. The portal assesses it against current lender criteria.
  • Preparing your application Automated, and included at no charge to you.
  • What you pay Nothing directly. A commission is paid by the lender when your loan settles.
  • What you are told The commission, in writing, before you sign anything.
Why C Finance

Why use a specialist

We check eligibility before you apply

Green loans have strict criteria: accredited equipment, efficiency thresholds, sector rules. We catch the gaps first, so you don't waste an application on a knock-back.

Matched on who will approve, not who advertises

We match across banks, specialist climate lenders and CEFC-backed finance, ranked by likelihood of approval and total cost.

Built as software, not billable hours

The reading, checking and packaging that a broker would normally charge for is done by the portal. That is why the check is free, and why we can work a $60,000 job as readily as a $2 million one.

Questions

Frequently asked questions

What is C Finance?
C Finance is an AI-native Australian brokerage for renewable energy projects, a division of L&J Advisory. We arrange asset finance and business loans for commercial solar, battery storage, EV fleets and efficiency upgrades. Software does the reading and checking a broker would otherwise bill for, and we match each project to the lender most likely to fund it.
What can I finance?
Commercial and industrial clean-energy projects, typically $50,000 to $5 million, including solar systems, battery storage, EV fleets and chargers, and energy-efficiency upgrades and retrofits.
What's the difference between asset finance and a business loan?
Asset finance is secured against the equipment itself (solar systems, batteries, EVs and chargers) and usually offers the sharpest rates and fastest approval. A business loan covers what asset finance cannot secure: electrical and switchboard works, installation labour, efficiency retrofits and other soft costs. We arrange both, so the whole project can be funded rather than just the hardware.
How much does the readiness check cost?
Nothing. The readiness check is free once you have registered. You get an assessment of whether your project is fundable and what, if anything, is missing. We are paid a commission by the lender when a loan settles, and we disclose it.
Which lenders do you work with?
We match across major banks' green loan products, specialist climate and asset-finance lenders, and CEFC-supported finance, selecting by eligibility, approval likelihood and total cost for your specific project.
Does AI decide whether I get finance?
No. The software reads your documents and pulls out facts, such as how long you have traded or whether you own the premises. The rules that turn those facts into a result are fixed, versioned and identical for every applicant, and you confirm every fact before it is used. The lender makes the credit decision, as it always has. What the software changes is how long it takes to find out where you stand, and what it costs you to find out.
Are you available across Australia?
Yes. We serve businesses Australia-wide from our office in Chatswood, Sydney. We arrange commercial finance only, meaning business equipment and project finance, and we disclose the commission we receive on every deal.

Start your free readiness check

Register in a minute and find out whether your clean-energy project is fundable. No cost, no obligation, and you confirm everything before it counts.

Takes about a minute. You confirm your details on the next step.

  • Free to check, no card needed
  • We match and prepare; you approve every step
  • Nothing reaches a lender until you say so